Health Care, a Plan

Our administration and representatives are negotiating the terms to take over our health care system, in the belief that it is too expensive, and will cripple our economy if the costs are not controlled.  The human element is the plea to cover people that do not have insurance, so they will have access to the best care money can buy.

Rather than plow ground that has been plowed by writers more gifted than I, my focus is how to provide health care to uninsured citizens.  If this is a national priority, let’s not destroy the health care system that stands between us, and the grim reaper in the process.

As a former County Commissioner, I had the responsibility to oversee and fund the county health department.  This health care facility provided basic services to many who could not afford (or chose not to pay for) access to private care.

County health departments exist throughout the nation, working quietly to benefit society’s poorest citizens.  Free or reduced price, health care is already being provided depending on your ability to pay.

The present discussion is about building a new bureaucracy and restricting health access for everyone.  Why not increase the funding for County Health Departments around the nation?

In exchange for this added charitable benefit, the uninsured could only be treated at hospital emergency rooms after hours, and only if hospitalization was required.  Hospitals would bill the county health department for any services provided, at the lowest negotiated group network price.  Hospital emergency rooms would no longer be required to accept anyone who walked in their door.

Funding should be allocated by population on numerical bases, and disbursed to each congressional district.  The Federal Government’s role would end at this point.  Each Congressional District would have a local board, composed of one commissioner from each county.

These district boards would be responsible to distribute the funds to each County Health Department for the best impact in their area.  County Health Departments would have to expand to enhance services, but continue to provide basic health services for the uninsured or poorest citizens.

To access these services, citizens would have to:

  • Prove citizenship (are we going to provide free health care to THE WORLD?)
  • File a copy of last year’s 1040 (verifies income)
  • Prove residency (avoids shopping location)
  • Develop other local regulations sensitive to local voter wishes.

To increase insurance participation, let individuals deduct insurance premiums up to $3,600 per head of household, and $2,000 per dependent on their federal taxes.  Let companies deduct insurance benefits on the same schedule.

Require insurance companies to accept citizens with pre-existing conditions.  This would have two caveats:

  • 90 day exclusion period if the pre-existing condition was not covered by insured’s previous policy, or if they did not have insurance.
  • Citizens would not be able to “insurance shop” for better coverage on pre-existing conditions.  Previous coverage would apply for 90 days on any pre-existing condition.

In exchange for society offering this benefit, health care has become a responsibility to everyone.  If society is providing “free” care to the poorest citizens, then those that can afford health insurance must be required to:

  • Purchase basic insurance in the open market, or
  • Pay an insurance surcharge on their federal income tax return of 25% the maximum health insurance deduction available to those that buy insurance.

With this health reform plan, we accomplish a few beneficial goals, and avoid some the worst outcomes.

  • The costs are clearly stated in the federal budget, as a transfer to congressional districts for health care.
  • We stop health care for non-citizens.
  • We eliminate cost shifting onto insurance premiums.
  • The health care benefit is restricted to county health departments, and basic health care.

This benefit is not intended to grant access to the “best health care money can buy” for everyone, but to put in place a safety net under our poorest citizens, until they get back on their feet and can afford the health care they would like for themselves and provide for their families.

Some may have a concern about the exclusion of non-citizens in our coverage by the nation’s taxpayers.  If a non-citizen seeks medical assistance at any county health department or hospital, they must first sign an “agreement to deportation” document.

After being treated, they will be immediately deported by the County Sheriff.  The county health department will fund the cheapest transportation to a hospital in their home country.

A few general points need to be emphasized:

  • Health care is expensive because of government expanding coverage to new illnesses: i.e.: alcoholism, mental illness.
  • Health care is expensive because of tort lawyers.
  • Health insurance is expensive because of low deductibles.

Addressing these three issues will slow the growth in health care costs. Removing non-payers from the health care system will eliminate cost shifting, lowering health care costs to everyone.Medicare and Medicaid should be required to pay the lowest negotiated network price for any services.  This would further reduce the cost shifting that currently distorts the market.  It also sets reimbursements at a localized cost rate, rather than a one-size-fits-all standard.  It takes the power away from the government to promise more and pay less by force.

A side note:

If Oh! Bama is successful in gaining a public option for health insurance; it must be a standalone agency without any support from taxpayers.  Wouldn’t it be fun to watch bureaucrats try to compete with private insurance companies?  I always laugh when politicians say the government needs to “keep the insurance companies honest.”

Government subsidies should be equal to the “premiums” they do not collect from citizens covered.  In other words, only the premiums would be subsidized by the government.  The public option (government bureaucracy) would have NO legislation that tilted the playing field for them to compete.  They would have to negotiate fees with health care providers, just like everyone else.  If they did not pay fairly, providers could choose not to do business with them.  With an absolute wall to legislation or money, this charade would be over quickly and we could return to a free market.

John Dalt writes about the stock market daily for online investors. His MarketToday e-letter is sent to subscribers of galtstock. You can subscribe at [http://www.galtstock.com]

Article Source: http://EzineArticles.com/expert/John_Dalt/348215

 

Realizing Health-Oriented Goals Through Health Coaching

Health coaching is a method used that’s becoming more and more recognizable to almost all health care delivery systems – hospitals, health clinics and facilities, healthcare companies, and medical and nursing schools that’s geared towards the improvement and maintenance of ones health and the management of an individual’s infirmity and health conditions, especially those having chronic illnesses by means of lifestyle and positive behavioral changes. It is an organized and well-defined relationship between the patient and the health advocate, also known as the health coach that productively stimulates the participant to make necessary changes in their conducts by means of helping the client in exploring and resolving their indecisiveness in behavioral change in order to achieve optimum health.

Health coaching is a lot more different than providing health teachings or health education especially if the concern here is bringing-about long term goals. Health teaching is the method used in imparting information such as how the disease occurred, the medication regimen, activity guidelines, and diet restrictions directly to the client, leaving him no choice but to adhere to the prescribed instructions based on his current condition through written home instructions, pamphlets and booklets. Health coaching on the other hand, allows the patient to ventilate what’s bogging him or her about his present health status and express his or her desire to what hindrances in achieving optimum health to get rid of and curtail to allow change of healthy behaviors, and what kind of health support does he or she want. Health coaching is client-centered, which means that its focal point is directed to addressing health issues and concern that are only true to a particular situation in the patient’s life.

As of now, the patients have the right to understand what their options in attaining optimum health are and they need health coaches with medical backgrounds who can interpret to them the complexity and the technicality of their condition according to their level of cognition and advise them the various ways on how to deal and make amendments in their lifestyle.

A health coach focuses on issues pertaining to the individual’s standard of living and how to improve it. Health coaches do not function to formulate diagnoses, give prescription to medications or to give health teachings, but they are there to guide, direct, and encourage an individual to identify and set attainable objectives that are vital in improving the quality of his or her life. It is a way of helping health advocates in motivating the patients to let go of their ambivalence, making them ready to make the behavior change and embolden them to take control of the precipitating risk factors and seek the appropriate course of therapy in addressing their chronic disease condition.

As a health advocate, CareNet offers health coaching that’s provided by experienced registered nurses, dietitians, and other healthcare professionals that endows medical information that are trustworthy and geared to the improvement of their patient’s health in terms of allowing them to promote growth of autonomy in making sound decisions about their health and wellness. The coach-client relationship is made for the purpose of supporting the patient’s all-in-all health coaching objectives, while letting the client focus more on them thereby preventing the likeliness of the client to swerve.

CallCareNet is an online Health Advocacy Service. You can call any time and Ask A Nurse whatever your problem is. CallCareNet is providing Health Care services in corporate sector and have a good PR.

Article Source: http://EzineArticles.com/expert/Richardo_Diaz/382250

 

Degree in Health Administration Programs

Over the past few years, the health industry is growing at rapid pace and as a result the demand for health management/caring professionals has boomed proportionately. If we look at the present scenario the need for qualified, well trained and dedicated health managing personnel are relatively high in comparison to last year. Consequently, today the ratio of students selecting a health administration course or going for a degree in health administration has grown dramatically. A health care administration degree actually prepares you to manage various issues within the health care industry effectively.

Not long ago, the professions liking administering or managing health issues or health-centers were just considered to be merely a data management element. But the present picture depicts a different story. Today health administration has steadily become one of the quickest growing sections of health care. In fact, it is predicted that the field will see a steep growth in the need for qualified health-care personnel and administrators in coming next few years. However, a degree in health administration from reputed college can put you in a position to fulfill this demand in just over two years. These days there are numerous health care administration training and nursing colleges that offer programs or courses that not only address this need but give your career a giant push.

Earning a master’s or bachelor’s degree in health administration allows you to widen your career opportunities, as you could find yourself working in different places like Hospitals, Medicaid, Public Health Departments and Rehabilitation Centers. Moreover, you may even earn a lot more money. Besides this, you may even advance your healthcare career and become an administrator, manager, or supervisor. The major highlight about attaining a health administration degree is that the degree incorporates business and healthcare knowledge and in many countries the program is also well accredited by the commissions or bodies on Accreditation of Healthcare Education. At the end of doing your health administration degree, you will also gain a thorough understanding of critical health care issues and how to evaluate the deficiencies within the system.

Once you complete the course, you can acquire a responsible possible like health administrator, where you won’t be just responsible for analyzing or interpreting healthcare service but as an invaluable member of health network you will be the supporter for insuring that the quality of service is uphold. As a graduate, you will have the learn tools to improve the systems within healthcare organizations like Hospitals, Medicaid, so that patient needs are served more efficiently. In addition, the course also provides you with opportunity to enhance your management/administrative backgrounds through a curriculum that primarily focus on theories and contemporary practice applications.

This health administration degree help you achieve expertise in health care service leading to other high positions in health care. Alternately, it is important that you choose the program that is accredited and affiliated to a well-ranked institution or university. Practical and clinical training is also essential for health administration program. So you should have a clear knowledge about the kind of practical lessons that institute plans to provide you.

Without doubt, deciding to follow a career in the health care and accomplishing a health administration degree is a dignified and rewarding decision.

Browse the list of top nursing schools [http://www.nursingschoolsu.com/] and colleges providing courses in health administration programs [http://www.nursingschoolsu.com/program.php?discipline=health-administration&id=197], choose the best nursing colleges in your preferred locations and start your career now.

Article Source: http://EzineArticles.com/expert/Amit_Kothial/186659

 

5 Myths in the Health Care Debate

Myth #5: Most Americans like their private health insurance and want to keep it.

First off, let’s start with the fact that in 2007 46 million Americans in this country have NO health care whatsoever. Not Medicare, not Medicaid, nothing. So that’s 18% of the population who either cannot afford health care or will not qualify because of preexisting conditions. Then there are the people who’ve been in the hospital for costly procedures who had to battle the insurance companies in order to get treatment. A retired nurse from Texas testified before Congress that when she was diagnosed with aggressive breast cancer, Blue Cross Blue Shield sent her an email informing her that because of an issue with her with her application(the company had mistaken her dermatologist’s notes on acne as a precancerous condition) her policy was being dropped. This was days before she was supposed to undergo a lifesaving hysterectomy. This practice, known as rescission, is often done by health insurance companies after one of their customers with an individual policy submits a claim for an expensive medical treatment. They dig through a patients records hoping to find anything that will disqualify the patient from receiving often much needed medical care. It saves the insurance company millions in medical claims; approximately 300 million was saved WellPoint Inc., UnitedHealth Group and Assurant Inc over a 5 year period. The insurance companies claim they are shielding themselves from fraud, however, during testimony before the House Energy and Commerce Committee committee over the practice of rescission, the CEOs from the nations top insurance companies refused to stop using rescission to cancel the policies of patients who did not intentionally deceive insurance companies on their applications. The key word being intentionally. They all responded by saying that the law allowed them terminating policies for even the most minor mistake. A poll conducted by the Harris Poll found that 75% of all Americans (independent, liberal, conservative) are actually for universal health care.

Myth #4: America has the best health care in the world and part of that is because our health care is not run by the government.

Based on the WHO’s World Health Report 2000, the US is ranked 37th in the world for health care . The report is based on five factors: life expectancies, inequalities in health, the responsiveness of the system in providing diagnosis and treatment, inequalities in responsiveness, and how fairly systems are financed. As we all know statistics can made to say almost anything, however, the findings in this report cannot be discounted completely. Maybe we’re not as low as 37 but we’re definitely not #1. France, a country with Universal Health Care, is actually #1. Since it’s inception the United States has been a trend setter of sorts. Other countries copy everything from our pop culture to our policies. If our for profit private health care system is so great, why are we the only industrialized nation on the planet doing it? America has never been perfect but one of our strengths has always been our ability to right social ills from slavery to women’s suffrage. We’re constantly evolving.

Myth#3: Our current system is fine, why change it?

We should question those who say this because they are from three camps: they are severely misinformed, they’re in the pockets of the health insurance industry, or they don’t want President Obama to accomplish anything significant. Currently Americans spend more money on health care than any other nation PERIOD . Switzerland, a country that requires ALL of it’s citizens to have health care, comes in 2nd and we spend 53% more than them. Ask the politicians who are for the status quo but appalled by the current deficit how these contradictory viewpoints. The only people who you will see saying that our current system is fine are those are blessed enough to have and it have never had any fear of losing it. Consider that America is touted as one of the greatest countries in the world and yet 18,000 of our citizens die unnecessarily each year because they have no health care. How can we say that our health care system is not broken?

Insurance companies lining the pockets of those who have the most influence in this debate may sound like conspiracy theory, but consider this: insurance companies spent approximately 100 million lobbying and producing commercials such as the infamous Congress in 1993 fighting the Clinton Health Care Plan; this time around they are spending millions more to fight it. What are they so afraid of? If the insured are so content with their current coverage, why are they so against a public option?

The people who represent us in Congress, both Democrat and Republican, have always tried to make everything political. If President Obama were to be successful where Clinton failed in 1993, it would represent a major accomplishment and some conservatives can’t have that. Republican Jim DeMint, Republican from South Carolina, famously said “If we’re able to stop Obama on this (health care), it will be his Waterloo. It will break him.” Why should an issue as important to million of Americans be looked at as an opportunity to “break” the President? As someone who represents the people of South Carolina shouldn’t his primary concern be what is best for them, not strategically outmaneuvering the new Democratic President? Bill Kristol, who played a pivotal role in defeating the Clinton push to reform health care, urged conservatives to “kill” Obama’s plan for health care reform; however, later he was on the Daily Show even though the public health care the troops receive is “the best” average Americans do not deserve this level of care. These objections to health care reform do not seem rooted in principal and reason but in a game of tic and tac played by both parties.

Myth#2: Tort Reform would significantly the cost of health care.

Often times this is the argument made as an alternative to drastically changing our current system. Doctors who fear being sued for malpractice begin practicing defensive medicine, which leads them to order expensive and sometimes unnecessary tests in order to avoid expensive malpractice suits. This inevitably increases the cost of health care. However, in a study done by the Johns Hopkins Bloomberg School of Public Health, defensive medicine accounted for at most 9% of the total cost of health care, and most experts doubt it’s that high. Some estimate it’s as little as 1%. When our country spends 53% more than anyone on health care, Tort Reform would not represent a significant improvement..

Myth#1: If we having allow a public option our country will become a bankrupt and socialist.

Anytime a policy benefits the public by giving them something, it is seen as a hand out that will inevitably destroy this country. The same was said of Social Security when it was introduced by FDR in 1935. Medicare and Medicaid were also called “socialized medicine” when Truman introduced them in 1945. But we enacted all these programs and somehow the United States did not immediately become a socialist country. Today many of the politicians that would’ve probably been against these programs when they were introduced fight to keep them alive.

The point is do not believe everything you hear. Whether it comes from the conservative right or the liberal left. Many people have an agenda and at times it maybe not be concern for the American people (buzz word). You shouldn’t trust Bill O’Reily anymore than you trust Keith Olbermann. Trust the facts.

Article Source: http://EzineArticles.com/expert/Elle_E._M./390578

 

Get Fit and Healthy With a Home Health Monitor

Health is wealth, the old cliche goes. With environmental degradation at its peak and the number of communicable diseases on the rise, the need to care for our health has become even more important. We may have doctors almost everywhere, but caring for our health is not a task for other people – it must start from home.

This is the idea behind the different health software we find today. With the world becoming ever more chaotic, most health software takes advantage of the advances in technology so patients can have the required information at their fingertips. Whether you are suffering from diabetes, obesity or hypertension, through a home health monitor, you can now keep track of your own well being without worrying of the additional cost!

Several health software monitor a person’s blood pressure, blood glucose, body cholesterol and temperature, among others. Most of these health monitor are designed for both young and old people, are very easy to use. They are geared towards a person’s heightened self awareness and they hope to avoid serious diseases by taking preemptive steps. If you are experiencing hypertension and your health monitor can read your blood pressure, then you know if your lifestyle is already affecting your health and that it is time to make changes.

Other kinds of health software monitors your fitness level including your body fat, body mass index, weight and many others. They may also have the capability of tracking your progress with your diet and exercise regimen. On the other hand, some health monitor keeps a record of your medical history, as well as your family’s health ailments.

There are several people who might also want to ensure that they are taking the right amount of nutrients. Some health software can help a person in monitoring his diet. This is especially important for people who are suffering from specific medical conditions such diabetes, heart diseases, kidney trouble, obesity, and hypertension. Also, people who are on strict diet such as those with ketogenic diet, Atkins diet and many others can benefit from this kind of health monitor.

In many cases, a person will have to purchase different health software in order to monitor a different component of health. With the release of Health Reviser, one doesn’t need to 3 or more devices in order to perform instant health evaluation!

Now you can do assessments of your fitness level, discover hidden diseases or keep track of your health changes using just one health monitor. Whether you are a personal trainer, an athlete, a pregnant woman or a military contingent, then you would want to ensure that you are in the best of health. Get a Health Reviser to help you maintain your good health! On the other hand, if you are living a sedentary lifestyle, then you are very much prone to getting a serious disease, the Health Reviser can guide you in the necessary changes you need to do.

So what are you waiting for? Get a Health Reviser and be sure of your health today! Health monitor tool with instantaneous health evaluation, stress management, biological age test, fitness level evaluation, health software. It’s like your Personal Health Monitor

Article Source: http://EzineArticles.com/expert/Alexander_Bondarchuk/369988

 

Massage in Bucharest

Recognize it! You’re busy! And so must be! That’s what life is like! But you want more than that, you want to do more for yourself and massage can help. Because massage makes more than a simple relaxation of the mind and body. It keeps your body in shape and gives you enough energy to make you enjoy a longer life better than you do it today.

Massage releases stress. At the moment, stress is a universal evil. Every time you are late, every time you avoid a car in traffic, every time you have trouble working, stress is doing his job. Each time adrenaline increases heart rate and cortisone levels and organs respond to the measure. You will be in a state of nerves and constant agitation.
When there is no release of stress, serious problems such as an upset stomach, hypertension, sleep disturbances, chest pain, or existing illness may worsen.

Some of the changes that may occur are: Anxiety, lack of concentration, depression, permanent fatigue, muscle or bone pain, sexual dysfunction, excessive sleep or insomnia

All these stress-related problems can be diminished and some can be totally eliminated by massage. The researchers concluded that a massage session can lower heart rate and blood pressure, relax your muscles and increase endorphin production. The massage also releases serotonin and dopamine and the result is a general relaxation, both physical and mental.
Our body care must be at the top of the priorities.
By adding the massage to your routine you will look much better and you will be much healthier and relaxed. Massage can improve your vitality and mood. Massage can prepare for a long and beautiful life.

Our masseuses personalize each massage session according to the needs of the individual.
Our massage parlors offer a variety of relaxation styles and techniques to help you. Apart from relaxing, massage can be a powerful ally in reducing pain, increasing energy levels, improving mental and physical performance

We recommend : HotAngels , VipZone , JadePalace , ThaiPassion

After a massage session, you will see how the mental prospects are enriched, the body allows easier handling, better pressure resistance, relaxation and mental alertness, calm and creative thinking.
When you have the impression or force yourself to stay straight, your body is not actually aligned properly. Not only does the posture look bad, but it forces some of the muscles to go muddy all day, while others become weaker. After a long time, the incorrect position may cause other drops. For example, internal organs press on what affects digestion, breathing ability is also diminished, which means that much less blood and oxygen reaches the brain and hence all sorts of other complications.

Massage allows you to return your body to the track. Allowing the body to make healthy and accurate movements is one of the greatest benefits of massage. Massage can relax and restore muscles injured by bad posture, allowing the body to position itself in a natural, painless position.
Apart from posture, there is also anxiety. One of the signs of anxiety and stress can also be heavy breathing. When the body begins to breathe too little and deeply instead of breathing at a natural rithm, it is impossible for one to relax. One reason may also be that the chest muscles and the abdomen get tightened and the air gets harder.

Massage plays an important role in learning the body how to relax and how to improve breathing. Respiratory problems such as allergies, sinuses, asthma or bronchitis are a group of conditions that can benefit from massage. In fact, massage can have a positive impact on respiratory function.

Many of the muscles in the front and back of the upper part of the body are breathing accessory. When these muscles are tight and shorten they can block normal breathing and interrupt effective breathing natural rithm. Massage techniques for stretching and relaxing these muscles improves breathing function and breathability. Massage leads to an opening of the chest as well as structural alignment and nerve dilatation that are required for optimal pulmonary function. A good way to treat respiratory problems with massage is the taping made in Swedish massage. When done on the back, along with vibrations, it can detach the mucus from the lungs and can clean the airways for better later function.

Massage not only relaxes muscles, but helps people become aware of daily stress levels. Once the body recognizes what really means relaxation, the mind can rest easily relax before the stress becomes cornice and harmful. This will help you enjoy a balanced life. Massage controls breathing, allows the mind to re-create relaxation before the occurrence of chronic and harmful stress and increases the level of energy.